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Read: 4 quick levers to improve cash flow management in Accounts Payableīetter memo management rests on making credit memos easier and faster to match to invoices. Outstanding credit memos that go unused have consequences: the company takes on bad debt and sees its cash flow and P&L negatively impacted. When teams don’t use a credit memo within a certain time period – typically 12 or 18 months – internal systems tend to automatically classify it as uncollectable and write it off. The negative impact of not using up credit memos Teams and departments that can’t successfully make credit memo transactions end up moving to higher priority tasks on the to-do list instead – with negative results for the business. In the world of credit memos, where standards can be ill-defined, human grit and determination isn’t enough. Without a Marvel-esque memory, or sophisticated tech to keep track for you, you're onto a loser. You’re now getting additional memos and you (and your systems) aren’t sure what to do with the original one for the total amount. Mismatched amounts: The six-figure memo is great to have but your next purchase from the vendor is for half that. Late to the game: If the six-figure credit comes in months after you’ve stopped using that vendor, imagine having to face the rigmarole of procurement for a one-off purchase using a credit memo. If you can’t easily find the memos, your chances of using them are slim to none. Funnily enough, this is where problems can start – here are three common reasons why.Ĭrouching credit, hidden memos: Not all credit memos get stored in the same way, and some only exist in an email hiding out in your inbox. There's a nice, accurate six-figure credit amount in the financial records of your customer account. Picture this: you’re working in the Accounts Payable function for a Shared Services Center and your vendor sends you a credit memo for the value of the goods you returned. Let’s go through a simple scenario to get to the bottom of it. Since we’re talking about business services not the latest dunks, the dollar value of unused credit memos is dizzying – if not totally maddening. We’ve established what a credit memo is and the common reasons they get issued – now for the reasons they can go unused.Īpproximately $3 billion worth of gift cards go unused every year in the United States alone. The seller was late in completing the delivery – and the buyer no longer needs the item The seller accidentally overcharged the AP department Here are some top reasons – there are many more – that would lead to the issuance of a credit memo for a future invoice and future purchases: For business goods and services it’s a similar story. We return things for all sorts of reasons. Sometimes it's size, other times it’s color, and sometimes you simply change your mind within 30-days. You were being overly polite when you told the sales assistant they fit perfectly. You unbox the sneakers, slide them awkwardly on, wiggle your toes around, and realize you’ve made a big mistake. They will also include the reason for the creation of the credit memo. It's different from a refund because it provides credit for a future invoice amount, not cash, to the customer account.Ĭredit memos contain important information, including: the purchase order number, date of purchase, the original invoice number, corresponding invoice date, payment terms, billing details, buyer shipping address, prices, quantities, and more. How is it different from a refund? Glad you asked. That money can be applied to future purchases of goods and services. What a credit memo isĪ credit memo, short for credit memorandum and occasionally known as a credit note, officially acknowledges a customer is owed money. It's time to make more of credit memos – here's what you need to know to better manage them. Sellers apply a credit memo to a future purchase but the buyer never takes them up on it. The same goes for business-to-business transactions. We’re all guilty of it: we buy something, return it for store credit, and then swiftly forget about the store credit. Learn what credit memos are, why companies create credit memos, and how to cash in every single one. Writing off credit memos is a little like turning on the incinerator when there’s cash inside. Kyedae’s Crosshair Code Credit: Kyedae 0 s 1 P u 0000FFFF o 1 d 1 f 0 0l 2 0v 4 0o 0 0a 1 0f 0 1b 0 S b 1 c 8 t 000000FF s 0.713 o 1 3. Tarik’s Crosshair Code Credit: Tarik 0 s 1 P o 1 d 1 f 0 0b 0 1b 0 S d 0 2. Not only do they entertain people, but they are also some of the best players in the world.ġ. Similar to pro players, VALORANT streamers such as tarik, Shroud, ShahZam, Sinatraa, Hiko, and more deserve special recognition as they put their utmost best into the game. C0M’s Crosshair Code credit: Com 0 p 0 s 1 P c 5 u F5D0ADFF o 1 f 0 0t 1 0l 3 0v 2 0o 2 0a 1 0f 0 1b 0 A c 5 o 1 0t 1 0l 3 0o 2 0a 1 0f 0 1b 0 S s 0.823 o 1 Best VALORANT Crosshair Codes By Streamers MrFaliN’s Crosshair Code credit: MrFaliN 0 p 0 P c 5 u A020F0FF h 0 f 0 0l 4 0o 2 0a 1 0f 0 1b 0 10. Ethan’s Crosshair Code credit: Ethan 0 P o 1 0t 1 0o 1 0a 1 0f 0 1b 0 9. whzy’s Crosshair Code credit: whzy 0 P c 6 t 2 o 1 d 1 0t 1 0l 0 0o 2 0a 0 0f 0 1t 3 1l 0 1o 1 1a 1 1m 0 1f 0 8. Alfajer’s Crosshair Code credit: Alfajer 0 s 1 P c 5 o 1 d 1 z 3 f 0 0b 0 1b 0 S s 0.628 o 1 7. Leo’s Crosshair Code credit: Leo 0 P h 0 0l 3 0o 0 0a 1 0f 0 1b 0 6. aspas’s Crosshair Code credit: aspas 0 P c 8 u 00008BFF h 0 b 1 f 0 0l 3 0o 2 0a 1 0f 0 1b 0 5. cauanzin’s Crosshair Code credit: cauanzin 0 P h 0 0l 3 0o 2 0a 1 0f 0 1b 0 4. jawgemo’s Crosshair Code credit: jawgemo 0 c 1 s 1 P c 8 u 00B5FFFF h 0 b 1 0l 3 0v 16 0o 0 0a 1 0f 0 1b 0 S c 0 s 0.628 o 1 3. Demon1’s Crosshair Code credit: Demon1 0 s 1 P o 1 d 1 m 1 0b 0 1b 0 2. As a result, we have picked the ten best players from VALORANT Champions 2023 and shared their crosshair codes with you: 1. cNed supports a smaller, thin crosshair ideal for large maps as it’s easier to spot heads with a narrow crosshair.It will be difficult to include every pro player’s crosshair settings here. His iconic crosshair isn’t for all players, so you may need to practice a lot before you can finally land taps like screaM.Ĭode: 0 P c 5 o 1 d 1 z 3 0t 1 0l 1 0o 1 0a 1 0f 0 1b 0Īcend put Turkey on the Valorant esports map with Mehmet “cNed” Ipek at the helm of their impeccable performance in Valorant Champions 2021. Since his Counter-Strike: Global Offensive days, the one-tap king Adil “screaM” Benrlitom has been rocking a dot crosshair. Austin “crashie” Roberts’ crosshair is also pretty simple, with comparatively thicker inner lines that may need some getting used to.Ĭode: 0 s 1 P c 1 h 0 f 0 0l 4 0o 2 0a 1 0f 0 1b 0 The Sova-main has a clean aim that has helped him become part of multiple Valorant highlights. OpTic’s Initiator has quickly become one of the top aimers in Valorant in 2022. His crosshair is quite similar to ScreaM’s, who’s been repping a dot since Counter-Strike: Global Offensive. The Fnatic skipper is an ace aimer, famous for his consistency and confidence. Jake “Boaster” Howlett’s high-powered energy on the stage isn’t all he’s known for. It’s a simple crosshair that perfectly fits the head hitbox of the Valorant player model.Ĭode: 0 P c 1 h0 P c 1 h 0 d 1 z 1 0t 1 0l 2 0a 1 0f 0 1l 5 1o 4 1a 1 1m 0 1f 0 Spencer “Hiko” Martin’s classic cross is perfect for players who have a first-person shooter experience. NagZ has quickly gained popularity in the Valorant community for his highlight-worthy plays and crisp aim.Ĭode: 0 s 1 P c 1 o 1 d 1 0l 0 0o 2 0a 1 0f 0 1t 0 1l 0 1o 0 1a 0 S c 1 o 1 The Argentinian team was the one to kick Sentinels out of VCT Champions 2021, thanks to players like Juan Pablo “NagZ” Lopez on its roster. Thanks to his simple cross, the pro player gets clean entries almost all the time. Peter “Asuna” Mazuryk is known for his fast-paced gameplay with agents like Raze, Jett, and Reyna. Code: 0 s 1 P c 5 h 0 m 1 0l 4 0o 2 0a 1 0f 0 1b 0 S c 4 o 1ĭuelists should always have the perfect crosshair to boost their confidence at first entry. As well as using it to plan your days, weeks, or even months ahead, you can also track things like your moods and habits, track workouts, plan meals, log your spending, track your savings and so much more. This free black digital planner can be used for absolutely everything. What you can also use a dark digital planner for You really won’t find a better free digital planner anywhere, and it really competes with the best and most expensive planners too. It is a complete 2024 digital planner that features dated calendars for every month of the year and year calendars for 20.īest of all, it’s completely free for you to use. This cute black planner can be used for your life at home, your work, or both. It’s the ultimate dark digital planner that has everything you need in an aesthetic bundle that’s so cute, that others will want to know where you got it from! There are also many more integrated planner pages all designed to help you get the most out of every part of your life, from planning your meals, logging your workouts, managing your money, organizing your home, and living your best life! With this stylish black planner, you can plan the whole year ahead in style. You’ll also find monthly planners for you to go much further. Or why not think further ahead and use the weekly planner to organize the days ahead? Plan your weekly schedule, jot down appointments, meetings, and events, and set yourself some goals for the week ahead. You can plan your day and everything you need to do with the daily planner, which features a daily schedule, to-do list, and more. You won’t believe what’s included in this black planner. You can do everything that you can typically do with a planner and so much more. Black Digital Planner Free What you can do with a black digital planner So start planning in style, and get your free copy of the Black Digital Planner. With hyperlinked tabs and a clickable index to help you quickly jump to any page, you’ll have everything you need to plan all of the things that matter in your life. This planner features over 100 planning pages to help you plan, organize, track, and log the things that matter. Just use your stylus, choose your favorite colored pens in GoodNotes, and watch as your technicolor writing makes your pages burst with color! Use this stylish digital planner to plan all of the things that are important to you, from your daily tasks, weekly meals, and future goals.Ĭolors really stand out against the dark background, and if you’re a lover of dark mode on your devices, you’ll love this planner. Created exclusively for our readers and updated for 2024, this free black digital planner is packed full of dark pages that will make your writing pop. If you’re looking for a stylish digital planner with black paper pages, then check out this amazing black planner. The most stylish black digital planner that will bring your pages to life and make your colors pop. For amounts believed to be overpaid as a result of a notice asserting or informing a taxpayer of an underpayment, a written request for refund shall be filed with Keystone within one year of the date of the payment. A request for refund shall not be considered a petition under Paragraph 7 below (relating to administrative appeals) and shall not preclude a taxpayer from submitting a petition under Paragraph 8 below (relating to petitions).A tax return filed by the taxpayer with Keystone showing an overpayment of tax shall be deemed to be a written request for a cash refund unless otherwise indicated on the tax return.If no report is required, the request shall be made within three years after the due date for payment of the tax or within one year actual payment of the tax, whichever is later. A request for refund shall be made within three years of the due date for filing the report as extended or one year after actual payment of the eligible tax, whichever is later. A taxpayer who believes an overpayment has been made of a tax to Keystone may file a written request with Keystone for refund or credit of the tax. 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Keystone may make a subsequent request for a tax return or supporting information if, after the initial request, Keystone determines that the taxpayer failed to file a tax return, under reported income or failed to pay a tax for one or more of the tax periods covered by the initial request.Except as provided in Paragraph (2) below, an initial inquiry by Keystone regarding a taxpayer's payment of tax may include taxes required to be paid or tax returns required to be filed no more than three years prior to the mailing date of the notice.Keystone shall take no lawful action against a taxpayer for the tax year in question until the expiration of the applicable response period, including extensions.
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On page two, you'll find our 2020–2021 benchmark suite, which has all of the previous generation GPUs running our older test suite running on a Core i9-9900K testbed. Meanwhile, Intel's Arc Alchemist architecture brings a third player into the dedicated GPU party, even if it's more of a competitor for the previous generation midrange offerings. AMD's RDNA 3 architecture powers the RX 7000-series, with five desktop cards filling out the product stack. Nvidia's Ada Lovelace architecture powers its latest generation RTX 40-series, with new features like DLSS 3 Frame Generation - and for all RTX cards, Nvidia DLSS 3.5 Ray Reconstruction is coming this fall. We don't expect new cards until the Nvidia 40-series Super parts arrive, whenever that will be (January, probably). There's a bit of a respite in new GPUs, as we haven't had anything launch since last month's Arc A580. The results are all without enabling DLSS, FSR, or XeSS on the various cards, mind you. Those of course require a ray tracing capable GPU so only AMD's RX 7000/6000-series, Intel's Arc, and Nvidia's RTX cards are present. Our full GPU hierarchy using traditional rendering (aka, rasterization) comes first, and below that we have our ray tracing GPU benchmarks hierarchy. It's a bit slower than the A750 and trades blows with the RX 6600, while using more power. The latest update to our GPU hierarchy is the addition of Intel's Johnny-come-lately Arc A580. Our recent reviews use the updated test PC, but our hierarchy continues to use the older PC. We're retesting all of the ray-tracing capable GPUs on a slightly revamped test suite, using a Core i9-13900K instead of a Core i9-12900K. Whether it's playing games, running artificial intelligence workloads like Stable Diffusion, or doing professional video editing, your graphics card typically plays the biggest role in determining performance - even the best CPUs for Gaming take a secondary role. 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These documents shouldn’t contain nebulous overarching goals, like “increase revenue” but should instead focus on tangible task completion.ĭownload ’s Action Plan Template here. It usually lists things like the actions individuals need to complete, due dates, priority, and status. Action PlanĪn action plan differentiates itself from other project plans by focusing on the concrete next steps needed to achieve a specific goal. This is great for top-level strategic design and provides a framework for brainstorming, information sharing, and problem-solving. (Image credit: Startup Stock Photos / Pexels)Īvailable for PDF, PowerPoint, and Google Slides, this concept map works a little differently from many of the other project plan templates listed here. Through identification, assessment, mitigation, and monitoring, this template makes it much less likely that your project will be de-railed by something unexpected.ĭownload a free Risk Management template here. 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They are frequently overrun, even when considering some of the biggest and best-funded projedfts in the world. Of course, it not usually easy to gain a concrete handle on project budgets. Items listed for completion include opening registration, preparing the conference program, purchasing supplies, preparing registration packets, and organizing a rehearsal.ĭownload the Conference Planning Checklist for PDF here. Available as a PDF, this document is split into 10 sections based on the time when each task should take place. Sometimes they are targeted at particular kinds of projects - which is the case with this free conference planning checklist. Project plan templates are not always broad one-size-fits-all documents. This will suit a wide range of project managers and teams, so it’s a good choice if you regularly take on a variety of different projects. It’s also extremely broad in its scope, providing sections titled overview, objectives, roles and responsibilities, schedule, budget, and more. Available for Microsoft Word, Google Docs, and PDF, this project plan template is suitable for a range of tasks and formats. What really stands out for HubSpot’s Project Plan Outline is its flexibility. If you’re a fan of agile methodologies, this may be the project plan template for you. You can also give each task a status, such as “on hold” or “in progress” to provide more clarity regarding whether your project is close to completion. Agile Project PlanĪ template built for rapid iteration, this Google Doc’s file breaks down large tasks into a series of sprint that can be assigned to various individuals within your team. HubSpot’s Weekly Schedule Template is available to download here. By October 2021, it had gained over 24 million registered players, and become the most profitable Final Fantasy game to date. After a poor 2013 fiscal year, Square Enix attributed the 2014 return to profitability partly to the game's strong sales and subscriber base. The relaunched game released to largely positive reception critics praised its solid mechanics and progression, and commended Yoshida for an unexpected recovery. The original version shut down in November 2012, followed by an alpha test for Version 2.0. This new game, codenamed "Version 2.0", used a new engine, improved server infrastructure, and revamped gameplay, interface, and story. The new team both continued to develop and improve the original version, and secretly worked on a completely new replacement. Then-Square Enix President Yoichi Wada announced that a new team, led by Yoshida, would assume control and address the game's flaws. The original Final Fantasy XIV was a commercial and critical failure. As Eorzea cements its recovery, the player must fend off a reignited invasion from the Garlean Empire. Through temporal magic, the player character of the original version escaped, reappearing at the start of A Realm Reborn. In the Calamity, the elder primal Bahamut escaped from his prison, an ancient space station called Dalamud, unleashing an apocalypse across Eorzea. Final Fantasy XIV is set in the fantasy region of Eorzea, five years after the devastating Seventh Umbral Calamity which ended the original version. Directed and produced by Naoki Yoshida and released worldwide for PlayStation 3 and Windows in August 2013, it replaced the failed 2010 version, with subsequent support for PlayStation 4, OS X, PlayStation 5, and Xbox Series X and Series S. Final Fantasy XIV is a massively multiplayer online role-playing game (MMORPG) developed and published by Square Enix. CT and MRIĬT and MRI scans are usually not necessary to diagnose hip osteoarthritis. Imaging can also show the severity of degeneration and help doctors monitor the progression of the disease. These scans can show:ĭoctors may order imaging tests to confirm a diagnosis. X-rays can provide detailed views of dense structures such as bone. Imaging tests such as the following can help doctors assess the bone and soft tissues of the hip: Why do doctors order imaging tests for this condition? By the time the condition reaches a severe stage, it can be debilitating. flexion contracture, or the inability of a flexed joint to fully straightenĪs the condition advances, the symptoms increase in intensity.The most frequent symptom of osteoarthritis is pain, but people may also experience: These are growths that form in joints over time. In more serious cases, the joint space can disappear completely, allowing the bones to rub against each other. The cartilage gradually wears away, and the protective joint space decreases in size. Osteoarthritis typically results from wear and tear that comes with aging. Also, the joint has a lining, which produces fluid that lubricates the cartilage.ĭifferent types of arthritis can affect the hip, but the most common type is osteoarthritis. In a healthy hip, cartilage covers the bone surfaces, cushioning and protecting them. The hip is a ball-and-socket joint - the ball of the thigh bone fits into the socket of the hip bone. Share on Pinterest xiaoke chen/Getty Images |
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